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Mortgage Lender in Delaware County, Pennsylvania

Delaware County offers the best of suburban Philadelphia — tree-lined streets, top schools, and a strong sense of community.

At First USA Mortgage Solutions, we’re proud to support homebuyers across Delco with personalized mortgage programs and refinancing options.

We make the process easy to understand, with clear communication and flexible choices designed around your goals.

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Local Mortgage Expertise for Delaware County Living

Delaware County stretches from Havertown’s tree-lined streets to the vibrant town of Media — offering variety for every kind of homeowner. At First USA Mortgage Solutions, we’re more than lenders; we’re your partners in planning, investing, and achieving financial growth through homeownership. We tailor every mortgage to match your lifestyle, your goals, and your neighborhood.

  • Smart loan options for first-time buyers, families, and investors.

  • Refinancing strategies that reduce stress and increase savings.

  • FHA and VA programs built for stability.

  • Personal service from a team that knows Delco inside and out.

Our Mortgage Solutions

Our mission is to simplify the mortgage process for Delaware County residents. Whether you’re buying your first home, refinancing, or investing, our online Mortgage Calculator and Get Prequalified tools make it easy to start

New Purchase Loans

Find the perfect loan for your new home, whether you’re a first-time buyer or ready to upgrade.

FHA Loans​

A great option for first-time buyers with lower down payment requirements and flexible terms.

HELOC

Borrow against your home’s equity to access flexible funds with competitive rates for home improvements, debt consolidation, and other expenses.

Refinancing

Lower your monthly payments or access your home’s equity with our refinancing options.

Reverse Mortgages

Convert your home’s equity into cash with our reverse mortgage solutions, ideal for supplementing retirement.

DSCR Second Mortgage

Access your rental property’s equity without verifying personal income—ideal for real estate investors.

VA Loans

Exclusive home loan benefits for veterans and active-duty military, tailored to your needs.

Cash Out Refinance

Tap into your home’s equity for cash that you can use for any purpose, from home improvements to debt consolidation.

Mortgage Calculator

Use our free brand new mortgage calculator to estimate your monthly mortgage payment, including your principal and interest, taxes, insurance, and PMI.

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What the Mortgage Process Looks Like

  1. Initial Discovery: We start by discussing your goals, budget, and timeline to get a clear picture of what you’re looking for.

  2. Pre-Approval: Our team reviews your income, credit, and assets to prepare a pre-approval letter that supports your home offer.

  3. Processing: We collect the required documents, confirm key details, and organize your file for underwriting.

  4. Underwriting: Any remaining conditions are reviewed, and we keep you informed with straightforward, consistent updates.

  5. Closing: Finalize your loan terms, sign the documents, and take the exciting step of receiving the keys to your new home.

Loan approval and rates are not guaranteed. Our priority is transparent communication and dependable guidance throughout the mortgage process.

Why Choose First USA Mortgage Solutions?

Fast and Easy Process

Start with a simple application and take the next step toward your dream home.

Personalized Service

Work with a dedicated mortgage expert who guides you every step of the way.

No Hidden Fees

Transparent from start to finish—no surprises, just straightforward guidance.

Multilingual Support

Helping you navigate the process in multiple languages.

FAQ

Get Prequalified for Your Mortgage in Minutes

Ready to take the next step toward your dream home?

 

Start by getting prequalified with First USA Mortgage Solutions. Fill out our simple form, and we’ll review your information to provide tailored mortgage options—without impacting your credit score.

Birthday
Month
Day
Year
Desired Loan Type

Upload one of the following documents to help us verify your income:

  • First two pages of your most recent personal or business tax return,or

  • Recent paystubs (last 30 days),or

  • Bank statements (last 2–3 months, personal or business)


This step is optional but can speed up your pre-qualification.

We respect your privacy. We will only contact you regarding your request—no spam or unwanted calls.

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