Mortgage Lender in Lackawanna County, Pennsylvania
Lackawanna County blends history, progress, and a welcoming spirit that makes it a wonderful place to call home.
At First USA Mortgage Solutions, we connect local residents with mortgage and refinancing options tailored to their needs.
From Scranton to Clarks Summit, we’re here to make homeownership simple, affordable, and rewarding.
Homeownership That Feels Like Home — Lackawanna County
Scranton, Clarks Summit, and the charming towns of Lackawanna County blend tradition with renewal. First USA Mortgage Solutions helps families and individuals find home financing that fits their story. We combine small-town service with big-picture expertise — because your mortgage should work for you, not the other way around. Whether you’re upsizing, refinancing, or buying for the first time, our local team makes the process as straightforward as possible.
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Transparent refinancing designed to lower monthly costs.
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Personalized DSCR loans for investors.
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A community-driven mortgage experience focused on trust.
Our Mortgage Solutions
Our mission is to simplify the mortgage process for Lancaster County residents. Whether you’re buying your first home, refinancing, or investing, our online Mortgage Calculator and Get Prequalified tools make it easy to start
What the Mortgage Process Looks Like
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Initial Discovery: We begin with a conversation about your goals, budget, and timeline to understand your priorities and homeownership vision.
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Pre-Approval: Our team reviews your income, credit, and assets to issue a pre-approval letter that helps strengthen your offer.
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Processing: We gather the required documents, verify details, and prepare your file for the underwriting review.
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Underwriting: Any outstanding conditions are carefully evaluated, and we keep you updated with clear, consistent communication.
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Closing: Review the final terms, sign the paperwork, and enjoy getting the keys to your new home.
Loan approval and rates are not guaranteed. Our focus is on clear communication, accuracy, and honest guidance every step of the way.
Why Choose First USA Mortgage Solutions?
Fast and Easy Process
Start with a simple application and take the next step toward your dream home.
Personalized Service
Work with a dedicated mortgage expert who guides you every step of the way.
No Hidden Fees
Transparent from start to finish—no surprises, just straightforward guidance.
Multilingual Support
Helping you navigate the process in multiple languages.
Get Prequalified for Your Mortgage in Minutes
Ready to take the next step toward your dream home?
Start by getting prequalified with First USA Mortgage Solutions. Fill out our simple form, and we’ll review your information to provide tailored mortgage options—without impacting your credit score.